Ashamed of being in debt, with children. Am I a bad parent!

Hi guys,

I havent been on here for a little while, I have been trying to sort myself out but I havent got anywhere. I am deep in debt and I dont know where to turn, I have a lovely family and I am frightened if antone finds out i will loose the kids.

I very much doubt you will loose your children for being in debt, but you need to get some help.

Keeping it quiet has not helped you so far, don't be too proud to ask. Go to the citizens advice and be truthful about your debt so they can give you the right advice.

I hope everything turns out right for you x

Thank you , I am going to the CAB on monday ill let you know what was said. Is there anyone else on here that is a single parent an struggles....

Hello.!!
I am a single mum and am friends who are in a similar situation. We are in debt to some extent _ I don't know many people who are debt-free.
As far as my family is concerned, I pay the creditors a little each week and we sort rent, etc. first. My kids are clean, fed as well as I can at the moment and look nice when we go out.
My priority is to feed and clothe my kids. Rent and stuff come next, then the debts. As long as they are paid regularly, they are happy.
It may take me a while to repay the debts but this is okay because I'm not prepared to make us miserable in the meantime.
I hope it works out for you.

I do not believe you are a bad mother just because you are in debt. As long as you love your children and take care of their basic needs then there is no reason that your children will be taken away. I agree that you do need help and maybe they can help you fix your debt problem. Sometimes, calling your creditors can help as well. They will work with you to find a payment plan that will work with you. I do not know if it works all the time but it could not hurt to call and find out. I hope things work out for you.

Hi, Dear,
It is a sad story, but you must remain strong. Being in debt is normal. The only difference is, are you doing something to service them? Of course, I do not know what to scare you. But to encourage you to start paying your debts and soon you will find yourself debtless. The other method you can use is to approach your debtors and tell them your predicament. I am sure a few of them will get touched by your story, and they may be willing to bail you out. Now you mentioned somebody by the name Antone. Who is he and how does he relate to you. I suppose he is the father of your children and your worry is that if he found out that you are in debts, he will seek custody of the children. Well, I like being honest because this is the only way you will get assisted. There are two things that Antone will do; seek custody of the children or help you pay the debts and assist in providing for the children. Either way, he will have removed pressure from your head. So open up and talk to Antone