Hello.!!
I am a single mum and am friends who are in a similar situation. We are in debt to some extent _ I don't know many people who are debt-free.
As far as my family is concerned, I pay the creditors a little each week and we sort rent, etc. first. My kids are clean, fed as well as I can at the moment and look nice when we go out.
My priority is to feed and clothe my kids. Rent and stuff come next, then the debts. As long as they are paid regularly, they are happy.
It may take me a while to repay the debts but this is okay because I'm not prepared to make us miserable in the meantime.
I hope it works out for you.
